WHY SHOULD I USE AN INDEPENDENT HEALTH INSURANCE BROKER?

Independent insurance brokers represent you, not an insurance company. They are licensed by the State, but unlike agents that represent an insurance company’s needs, independent brokers work for their clients. They usually represent several different insurance companies and can search for the policy that best suits the client’s needs and interests.

What About the Cost?

One question that often comes up is the cost of working with a broker. There is absolutely no cost to the insured if they choose to work with an independent broker.
IN MOST CASES, YOU WILL PAY THE SAME PREMIUM WHETHER YOU BUY DIRECT FROM THE INSURANCE COMPANY OR WORK WITH AN INDEPENDENT BROKER

How Do Agents Get Paid?

Independent brokers and agents are paid commissions from the insurance company. This commission is included in all premiums. If you purchase your insurance policy directly from the company, the commission is paid either to a captive agent or the insurance company gets to keep the commission, rather than paying it to an agent.

What Makes Bailey-Enterprises a Good Choice?

Bailey-Enterprises will research several different insurance companies to find the best program for you. They will take into account your needs and your budget and provide you with several proposals to choose from, explaining each one in detail to make sure you understand your options completely.

Bailey-Enterprises serves both individuals and groups by providing services for:

We always act as your agent and look after your interests. Your satisfaction is what determines our success. We, therefore, will work hard to make sure you are satisfied with your coverage, your price and the service you receive.

How Can You Receive a Quote?